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Continuing Care Retirement Communities (CCRCs)
Continuing Care Retirement Communities (CCRCs) offer persons 60 years of age or older a long term continuing care contract that provides for independent living units, residential care/assisted living services, and skilled nursing care, usually in one location, and usually for a resident’s lifetime. Most CCRCs require a substantial entrance fee (e.g., from a low of $100,000 to over a million) to be paid by the applicant upon admission along with monthly fees.
How to Choose a CCRC
Continuing Care Retirement Communities: Is One Right for You? (2009) is a 14- page consumer’s guide that provides essential information to make an informed decision regarding whether a Continuing Care Retirement Community is right for you. It includes a 4-page personal questionnaire insert, Points to Consider for CCRC Consumers, to aid in your decision-making. Click here for a free copy of the Guide and the insert, Points to Consider for CCRC Consumers.
The decision to move into a Continuing Care Retirement Community or not represents one of the most important decisions a person can make in their lifetime. The relationship between a CCRC and a resident is expensive, lengthy, highly personal, and complex. In the following exchange, we explore some of the more important considerations in the fact sheet:
How to Find a CCRC
Profile of CCRCs in California (PDF) provides a snapshot of the number and types of CCRCs; lists providers planning to expand capacity; identifies applications for new CCRCs or conversions of existing long term care facilities to become CCRC providers; and lists multi-facility for-profit and non-profit providers.
The California Department of Social Services, Continuing Care Contracts Branch, regulates CCRCs, and maintains a website with general information on CCRCs (http://www.cdss.ca.gov/inforesources/Community-Care/Continuing-Care):
Provider Financial Information
CCRC providers are required to submit annual financial reports to the Continuing Care Contracts Branch.
Before reviewing these reports, download a copy of the Guide to CCRC Financial Reports. (pdf) The reports are scanned, listed alphabetically by provider name, and cover the past three years: http://www.calccrc.ca.gov/PG3358.htm
View copies of your provider’s Form 990 for the last three years here:
Guide Star also provides free 990s on non profits whether registered in CA or elsewhere. For a fee, they offer more sophisticated searches: http://www.guidestar.org
CCRC residents' Rights
The law governing CCRCs is contained in the California Health and Safety Code, Chapter 10 of Division 2, Sections 1770 and following. Click here for a copy of the most recent statute.